Shop at your favourite retailers with our Shopping Card

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

How it works
  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)

  3. Receive a prepaid card & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard

How it works
  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)

  3. Receive a prepaid card & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard

How it works
  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)

  3. Receive a prepaid card & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard


Apply for your Shopping Card
Retailers available with a Fair For You shopping card

Please note these Retailers are subject to change. More details can be found in your Loan Agreement.

Frequently Asked Questions
  • No. The card will be locked and only available to use at our approved retailers.

  • You can use shopping card in a variety of high street stores and online. The latest list of eligible stores is shown here.

  • We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.

    If you need to make a payment you can do this via your customer dashboard. You can also request a change to your repayment schedule there.

  • You are eligible to apply for the Shopping Card if you are a member of the Good Payers Club (GPC).

  • Once you have signed your Loan Agreement we aim to get your card delivered within 5-7 business days, but it is usually quicker than this.

  • You can repay your loan early with no penalty fees. Simply log into your customer dashboard and make a payment

  • Your credit limit can be found on your loan agreement with us. If your credit limit changes for any reason we will contact you by email on the address we have for you. For more information on your balance and credit limit please visit your customer dashboard.

Contact us

Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch. Opening hours are:
Monday to Friday, 9am to 5pm
Saturday, 9am to 1pm.

Get in touch