Dealing with debt and money struggles

Time to sort out your finances? Here are some quick tips…


We know that being in debt or struggling with money can be very difficult for many people. Whether you’re a customer of ours or not, we want to help you manage your finances and reduce your money worries.

And of course, if you are a Fair for You customer, make sure you look at our FAQs if you’ve got any question about managing your account.

What else should we list on this page? Have you got a great tip for things that would be helpful to other Fair for You customers? Email us on contactus@fairforyou.co.uk

Could you apply for a grant?

You could be missing out on money which you never have to pay back. Use the Grants Search tool, created by the charity Turn2us. It will match you to grants for which you may be eligible.

The End Furniture Poverty campaign also lets you search for welfare assistance in your local area - check it out here.

Online advice

The MoneyHelper website, run by the Government’s official Money & Pensions Service, has lots of free information and resources, such as a budget planner to help you keep track of your spending; guides on how to choose the right bank account for you; and information on prioritising your bills.

There’s also lots more information on the websites of some really helpful national charities - Turn2us, Stepchange, and Citizens Advice. There are also local Citizens Advice branches across the country. Find one near to you here.

Find a free debt adviser

There are lots of free debt advice services across the UK, which you can access online, over the phone or face-to-face. Find out about different debt advisers here.

Help from energy providers
A food bank… but for data

If you struggle to afford to stay connected, then the National Databank may be able to provide you with free mobile data.

Read more about the National Databank here - and you can find your local provider on this map (you’ll need to check the option for ‘databanks’ in the drop-down menu next to it).

Food banks

If you need to use a food bank, this article on the website of Citizens Advice tells you what you need to know first.

Tips from Fair for You

We put lots of free tips and ideas for making your money do more on our blog. You can sign up to our newsletter here, or follow us on Facebook or on Instagram to keep in the loop.

Stop scammers in their tracks

One of the best ways to look after your finances is protecting yourself against online scams.

If you’re less confident with using the internet and staying safe, have a look at the resources from Learn My Way. Even if you think you know how to stay safe online, it's worth spending five minutes checking out the Government's Cyber Aware campaign.

Important: while Fair for You would only provide links to trusted, reputable organisations, we cannot take responsibility for the information provided by external organisations.

Time to sort out your finances? Here are some quick tips…


We know that being in debt or struggling with money can be very difficult for many people. Whether you’re a customer of ours or not, we want to help you manage your finances and reduce your money worries.

And of course, if you are a Fair for You customer, make sure you look at our FAQs if you’ve got any question about managing your account.

What else should we list on this page? Have you got a great tip for things that would be helpful to other Fair for You customers? Email us on contactus@fairforyou.co.uk

Could you apply for a grant?

You could be missing out on money which you never have to pay back. Use the Grants Search tool, created by the charity Turn2us. It will match you to grants for which you may be eligible.

The End Furniture Poverty campaign also lets you search for welfare assistance in your local area - check it out here.

Online advice

The MoneyHelper website, run by the Government’s official Money & Pensions Service, has lots of free information and resources, such as a budget planner to help you keep track of your spending; guides on how to choose the right bank account for you; and information on prioritising your bills.

There’s also lots more information on the websites of some really helpful national charities - Turn2us, Stepchange, and Citizens Advice. There are also local Citizens Advice branches across the country. Find one near to you here.

Find a free debt adviser

There are lots of free debt advice services across the UK, which you can access online, over the phone or face-to-face. Find out about different debt advisers here.

Help from energy providers
A food bank… but for data

If you struggle to afford to stay connected, then the National Databank may be able to provide you with free mobile data.

Read more about the National Databank here - and you can find your local provider on this map (you’ll need to check the option for ‘databanks’ in the drop-down menu next to it).

Food banks

If you need to use a food bank, this article on the website of Citizens Advice tells you what you need to know first.

Tips from Fair for You

We put lots of free tips and ideas for making your money do more on our blog. You can sign up to our newsletter here, or follow us on Facebook or on Instagram to keep in the loop.

Stop scammers in their tracks

One of the best ways to look after your finances is protecting yourself against online scams.

If you’re less confident with using the internet and staying safe, have a look at the resources from Learn My Way. Even if you think you know how to stay safe online, it's worth spending five minutes checking out the Government's Cyber Aware campaign.

Important: while Fair for You would only provide links to trusted, reputable organisations, we cannot take responsibility for the information provided by external organisations.