November Update with Fair for You


We’ve Reached 2000+ Trust Pilot Reviews!

A huge thankyou to everyone for their feedback and advice over the past couple of months

We are the most trusted UK personal credit provider – based on Trustpilot ratings, and one of the fastest growing lenders in the UK today. All thanks to our amazing customers telling everyone else about us. Not bad when we don’t have the same budget as some of those big and expensive loans companies advertising on the TV all the day.

My diary is full of meetings with suppliers, and 2018 looks to be a good year for us to add on lots of new products.

Keep telling us what you need – it takes longer sometimes to get them sorted, but nothing is off limits – we will do our best to build the high street you want to see.

I know that lots of you are being hit with costs going up, and crazy issues with child tax credits and universal credit – so well aware how stressful finances can be. Keep us informed and we will always do our best by our customers wherever possible.

Thankyou for all your support, we are taking on the weekly payment stores and sometimes it feels like we can win because of you.

Take care & keep feeding in to us what you need from your online high street.

Kindest regards,

Angela

CEO

 

 


Reduce Your Stress over Christmas

Christmas can be a difficult time to keep paying your loan – everything seems more expensive.

If you think you will be stressed about money this Christmas, you can make over payments any time you have spare money (we don’t charge extra for this at all).

This means you can:

  • ask to miss a payment (especially useful over the Christmas period)
  • get to 1/3rd repaid off your loan quicker so that you will be able to apply for another loan with us (for example if there is an emergency over Christmas and you need a new cooker)
  • Reduce the total interest you pay on your loan overall!

Make a one-off over payment here:

 www.fairforyou.co.uk/pay

If you would like to make regular over payments please email finance@fairforyou.co.uk

Change of Card? Update your Debit Card Details Here  – to log in, your username is your customer number and your password is your National Insurance Number (with letters in capitals)

 

 


TV’s Available

New TVs have been added for all customers! 

Click Here

 

 


Nintendo Switch

Get the Nintendo Switch Limited Edition Bundle with Mario Odyssey in time for Christmas by simply telling us why you need an alternative to high cost credit!

Share your experience of weekly payment stores, payday lenders or high cost credit and you’ll be in for chance to win this incredible prize as a thank you.

Competition ends 12th December 2017

Enter Here

 

 


 

 

Coming Soon…Carpets done Right

In the new year we will be looking to add a new way to purchase essential items with a loan from Fair for You – starting with Carpets.

If you would be interested in purchasing Carpets with a loan from Fair for You, and you havent already, please register your interest by emailing here and we will send you further information when we have it.

 

 


 

Fair for You’s Not-So-Secret Santa

Just a Reminder!

Santa is feeling generous this year at Fair for You, giving everyone the opportunity to take £5 off their loan!

It couldn’t be simpler. Any Fair for You customer who shares this video on Facebook publicly with all of their friends and emails proof to charlotte.bailey@fairforyou.co.uk will receive a Christmas present of £5 off their loan this Christmas.

Reward of £5 is limited to one per customer account with Fair for You. No cash equivalent is available. Open from 22/10/17 to 23/12/17. Credit will be made to accounts by 31/12/17.

Link to Video to Share – Click Here

 

 

 


 

October Update with Fair for You


 

Welcome to your October Update.

It is nearly Halloween, and Fair for You are providing all the treats!

We have extremely limited stock of the Nintendo Switch available so keep an eye out for our Halloween special very shortly.

We have also added a new Customer Dashboard filled with useful links to make being a Fair for You Customer as straightforward as possible. Just added to the dashboard is the new “Add a card” feature allowing you to change the card we take payments from without needing to call.

And finally we are really excited about the new way to purchase items with a loan for Fair for You! If you need a new carpet register your interest below!

Thanks to everyone for being part of the Fair for You family and challenging high cost credit.

Kindest regards,

Angela

 


 

Fair for You’s not-so-secret Santa

Santa is feeling generous this year at Fair for You, giving everyone the opportunity to take £5 off their loan!

It couldn’t be simpler. Any Fair for You customer who shares this video on Facebook publicly with all of their friends and emails proof to charlotte.bailey@fairforyou.co.uk will receive a Christmas present of £5 off their loan this Christmas.

Reward of £5 is limited to one per customer account with Fair for You. No cash equivalent is available. Open from 22/10/17 to 23/12/17. Credit will be made to accounts by 31/12/17

 

Link to video to share – Click Here


 

Got a new card? Change it online!

Just added to the dashboard is the new “Add a Card” feature allowing you to change the card we take payments from without needing to call.

 

 


 

Halloween treat – Nintendo Switch 

No tricks, only treats this Halloween with Fair for You.

Dorset Home Stores have managed to secure limited stock of the new Nintendo Switchconsole, bundled with a couple of top games – Just Dance and Lego World. These will be available to members of our Good Payers Club for one day only over Halloween, so keep on your toes!

Stock is extremely limited and they will be provided on a first come first serve basis, only available for one day and whilst stocks last.

 


 

Reduce your stress this Christmas

Christmans can be a difficult time to keep paying your loan – everything seems more expensive.

If you think you will be stressed about money this Christmas, you can make overpayments any time you have spare money.

This means you can then ask to miss a payment – especially useful over the Christmas period.

Making overpayments can also mean you get to 1/3rd repaid off your loan quicker, so if there is an emergency over christmas and you urgently need a new cooker, or washer you will be able to apply for another loan with us!

You can make a one off overpayment whenever you would like atwww.fairforyou.co.uk/pay. If you would like to make regular overpayments please emailfinance@fairforyou.co.uk.

Remember, we don’t charge anything to make overpayments, and it will actually reduce the total interest you pay on tour loan!

 

 


 

Coming soon… Carpets done right

In the new year we will be looking to add a new way to purchase essential items with a loan from Fair for You – starting with Carpets.

If you would be interested in purchasing Carpets with a loan from Fair for You please register your interest by emailing noreply@fairforyou.co.uk and we will send you further information when



View the original October Update Email here.

Real vs Faux Leather Sofas


Deciding which fabric to use for your sofa? 

Fair for You now has a range of sofas in the Good Payers Club, which customers are invited into after 6 months of good payments.

There are great benefits to Faux & Real Leather sofas, so we’ve created this list to help you understand the pros and cons of each and to help you make a decision.

Real Leather

Pros

  • Smell & feels good
  • Will last and arguable looks more distinguished with age
  • Breathable, lets air pass through it

 

Cons

  • Expensive – it comes from an animal which means some parts of the hide isn’t suitable, which leads to a lot of waste & therefore expensive material.
  • It comes from an animal so isn’t considered environmentally friendly
  • High maintenance – needs regular waxing to keep its gloss
  • Leather tends to stretch with use, so expect wrinkles & fading

 

Faux Leather

 

Pros

  • More affordable
  • More environmentally friendly – no animals harmed
  • Very low maintenance with no regular care needed – wipe clean and waterproof options available, perfect for big families with small children.
  • More durable and long lasting, it won’t crack or fade like real leather.
  • It’s a man-made material, so you can get the colour and look you want.

 

Cons

  • It isn’t leather
  • Material is not breathable
  • Can get punctured more easily

 

Ultimately you’ll want the sofa which will last, so consider the amount of people that will be using the sofa and your lifestyle before choosing between Leather or Faux Sofas.

With Fair for You you can choose from a great range of Sofas on Finance at prices, sizes and styles that suit all families. Our suppliers offer a range of top quality sofas which you can pay for in flexible weekly, fortnightly or monthly instalments.

Shop Now

You’ll hear from us within a day

 


About Us

Fair for You is a new alternative to high cost credit when buying items for your home.

Pay weekly for top quality items directly from our manufacturers. No hidden fees, we’re just a straight up, not-for-profit Community Interest Company. You pay what you can afford, when you can afford it and the faster you pay it off, the less you pay.

We were double award winners at Consumer Credit Awards including Consumer Credit Champion, and we are rated “Excellent” 5/5* on Trust Pilot.

  • It’s quick & easy – from application to installation within 3 days!
  • Then pay for it in flexible instalments to suit you
  • Plus FREE delivery & removal service all across the UK

That is why we’re are the UK’s No.1 Trusted Flexible Credit Provider

 


It’s Quick & Easy to Apply with Fair for You

Step 1. Select an item from our suppliers
(you’ll want “Shop Sofas” for Sofas)

Step 2. Put the item in your basket
you’ll be automatically taken to the Loan Application page

Step 3. Choose how much you want to pay & when
You can always adjust this later.

Once submitted you will hear from the Loans team within a day. 

Which Tumble Dryer Should I Get? Vented VS Condenser Tumble Dryers On Finance


 

Our suppliers do a range of tumble dryers that you can get on finance, but which tumble dryer is right for you? With such a range to choose from it can be pretty daunting trying to find the right one for your home, so here’s a quick, handy guide on which tumble dryer to consider. tumble dryers

Vented Tumble Dryers

Pros: All the warm damp air from drying wet clothes goes outside, so you don’t have any humidity building up in the house. These tend to be the cheaper option to buy.

Cons: You’ll need the space for the hose to be connected to a wall or window vent leading to the outside.

 

Condenser Dryers 

Pros: If you don’t have room for the hose to go outside, Condenser Dryers are best. They have water tanks installed that collect all the excess warm damp air from drying clothes. This means Condenser Dryers can be installed anywhere in the house.

Cons: The water tank needs to be emptied when full. They are more expensive and have an average energy rating of B.

(To get an idea of how much this will cost to run check out sust-it.net/energy-saving)

Features of Tumble Dryers

Lint Filters are found inside the door and catch all the bits of fluff from clothes, so it’s important to clean the filter after every cycle.

The Drum Size you need depends on the size of the family. In general 1kg = 5 shirts, so depending on your own families washing needs you should consider the amount of laundry you need to dry to determine the drum capacity needed. 7kg is considered about average.

tumble dryer on financeHumidity Sensors (also known as Automatic Drying) detect how damp the clothes are and stops the machine when it’s all dry – saving money over all.

Mechanical Timers can be found on cheaper dryers, and lets you choose the fabric type to set the drying time.

(Source)

Through Fair for You, you can choose from a range of Tumble Dryers on Finance at prices, sizes and shades that suit all families.

Our suppliers at Whirlpool offer a range of Hotpoint & Indesit, Vented & Condensor Tumble Dryers of different shades and sizes to suit all families. Buy with Fair for You and you can pay weekly, monthly or fortnightly to suit you. Prices include free delivery & recycling within to all across the UK!

 

Shop Now

You’ll hear from us within a day

 


About Us

Fair for You is a new alternative to high cost credit when buying items for your home.

Pay weekly for top quality items directly from our manufacturers. No hidden fees, we’re just a straight up, not-for-profit Community Interest Company. You pay what you can afford, when you can afford it and the faster you pay it off, the less you pay.

We were double award winners at Consumer Credit Awards including Consumer Credit Champion, and we are rated “Excellent” 5/5* on Trust Pilot.

  • It’s quick & easy – from application to installation within 3 days!
  • Then pay for it in flexible instalments to suit you
  • Plus FREE delivery & removal service all across the UK

That is why we’re are the UK’s No.1 Trusted Flexible Credit Provider

 


It’s Quick & Easy to Apply with Fair for Youshop kitchen button

Step 1. Select an item from our suppliers
(you’ll want “Shop Kitchen” for Tumble Dryers)

Step 2. Put the item in your basket
you’ll be automatically taken to the Loan Application page

Step 3. Choose how much you want to pay & when
You can always adjust this later.

Once submitted you will hear from the Loans team within a day. 



5 Extra Benefits When You Pay A Little Extra on Your Loan


Pay a little extra and get a little extra on your Fair for You loan:


  • Get Another Item from Fair for You in Time for Christmaspayment-holidays

Once a third of the current loan has been repaid you are eligible for another one in time for Christmas!!

If you can get your application submitted the week before you’ll get your kitchen item in time for the holiday.

 

 

  • Have a Payment Holiday 

Money is tight around winter, so if you over pay a little bit now you can skip a payment later on without it affecting your account with us at all – but only if you are already overpaid on the loan, so it’s worth paying a little bit extra every week to give yourself that option if you ever need it.

 

 

  • The Faster You Pay the Less You Pay

Check out our Loan Calculator to see approximately how much interest you pay overall.

 

 

  • Get TVs, Laptops, Corner Sofas, PS4’s and MORE in the Good Payers Clubgood-payers-club-shop-window

If you’re lucky enough to also be in the Good Payers Club in time for Christmas you have a whole range of items to choose from! You will be invited into the Good Payers Club when:

You’ve never missed a payment

AND

You’ve paid off your first loan and you’ve been us for at least 4 months

OR

You’re up to date with loan repayments and have been with 6 months

  • Rebuild your Credit Rating

So far we have already helped these customers improve their credit rating. Why not apply today and join them?

Karen from Scotland said:

“I could not get credit due to past bad credit history and I felt trapped. I am so happy with the service and can honestly say it’s bettered my life – I feel more in control.

Chevaun from Bolton said:  

I’ve had a very bad credit rating and with my weekly low payments to Fair for You and never missing a payment has helped my credit score a great deal.

I think that you should promote Fair for You a little more so more people find out about you and can benefit from it.

I’m so happy that I discovered Fair for You.”

 

(Note: There is no guarantee that following these steps will increase your credit rating, but doing so should help you to build a strong credit history. Not making payments on time could affect your credit history negatively and stop you from obtaining further credit in the future.)

 


How to Pay A Little Extra

Call 0333 433 0739 to change your repayment amount to a little more each week, or ask us to give you a call via our websites Livechat, Facebook Messaging or Emailing finance@fairforyou.co.uk

Alternatively you can make a secure online payment at any time to www.fairforyou.co.uk/pay

 


 

We’re a Consumer Credit Awards 2017 Winner!


We’ve done it!

We’re delighted to have been the only firm to pick-up two awards at the Consumer Credit Awards 2017, and it’s all down to our customers.

We picked up the “Consumer Credit Champion” and “Best Newcomer” awards. The awards are run by Smart Money People, and decided by customer voting, so we’re particularly delighted to be recognised as a leading consumer credit business that puts customers at its heart.

Continue reading

Get the most out of Fair for You


Here are 5 ways to make the most out of being a Fair for You customer.

I’m going to talk about competitions, the good payers club & getting another loan from us.

We know we’re different from everything else out there. That’s because we set out to be a new alternative to weekly payment stores.

So I’m just going to make sure you take full advantage of all the services and special offers we have at the moment. Continue reading

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