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What is Hotpoint ActiveCare technology?

Hotpoint ActiveCare is the best washing machine technology on the market for stain removal. If your little ones are constantly getting their clothes stained – and whose aren’t? – then an ActiveCare machine will be ideal for you. We’re taking a look at the benefits of ActiveCare technology and showing how you can use our […]

May Update

Shop for Pay Weekly Appliances Don’t miss out on pay weekly appliances from our supplier Whirlpool. Shop Quality Appliances Now While Stocks Last and pay as little as £6.15 per week over 52 weeks! Shop More Pay Weekly Appliances by Clicking Here     Shop for Pay Weekly Sofas Shop a Wide Range of Pay Weekly […]

What can you do if you need to get furniture for your living room and you have poor store credit?

When you have poor store credit, buying the things you need on finance can be a nightmare. Whilst you know that you can afford to pay the amounts back in monthly or weekly installments, often the banks or lenders don’t trust you because of your credit rating. This can be a real issue when you […]

The 7 Essential Baby Products You Can Buy On Finance

  Having a baby is an amazing occasion and is often the best day of a parent’s life. However, there’s no denying that bringing a new life into the world can be expensive, and even essential baby items can become too much when you have to buy them all in one go. Luckily, you can […]

6 Garden Furniture Ideas For Summer 2019

Summer is one of the most exciting times of year to entertain people in the garden. Whether that’s your immediate family, your circle of friends or your local book club – the garden can be a beautiful space to relax and enjoy a summer evening. And when it comes to garden furniture, no garden would […]

5 Easter Decoration Ideas 2019

Easter is a wonderful time to get the family round for a roast and decorate the house to celebrate. Whether Easter means something religious to you, or whether you’re just in it for the chocolate, it’s a great time of year for fresh starts and new beginnings. If you’re stuck for Easter decoration ideas, but […]

6 Steps To Achieving The Perfect Spring Clean

Spring cleaning is the perfect way to feel great without spending a penny. Nothing is as satisfying as taking your living space from dusty and dirty to sparkling clean, and it needn’t be as difficult as you think. Often making a start is the hardest bit, so having some steps in place to achieve the […]

5 Best Children’s Beds With Storage

  Walking into a kid’s bedroom can leave you a little shell-shocked. Toys everywhere, clothes strewn across the floor…you can picture the scene. No matter how often you tell them, they’ll never really put their clothes away in the wardrobe, or stack the toys back in the cupboard. It’s just not fun, is it? But […]

6 Low Cost Living Room Design Ideas

  Designing a living room is exciting – but also a little daunting. Where to start? What to include? Here’s 6 design ideas to get the creative juices flowing… An Electric Fire Ever fancied huddling around the fireplace, but couldn’t face all the hassle that comes with an open fire? The smoke in your hair, […]

Best Home Gift Ideas For Mother’s Day

  It’s monday morning and you arrive into the office. Your colleague who sits next to you turns around and says “are you all sorted for Mother’s Day?” It’s only 7 words but they’re enough to turn your stomach upside down. You’ve forgotten all about Mother’s Day. But now the invitation for sunday lunch is […]

6 Things To Look Out For When Buying A Washing Machine

A washing machine is a household essential, and when it comes to buying a new washing machine it can be a tricky decision. Often when you’re looking for a washing machine it’s because the old one has broken down, which can leave you in a soapy mess as well as a financial one.   That’s […]

Energy Costs For Dryers: Our Top 3 Tips

  Having a dryer to keep everything dry can be really important to those supporting a family. With the weather in the UK being so bleak during the winter, it’s a good idea to look to buy now and pay weekly or monthly for your dryer. However, when you want to buy now and pay […]

3 Ways to Improve Your Credit Rating

  Having a good credit score can be really important in adult life as they assist you in getting loans. Loans are really important to most big purchases in life – be it a house, a car or a mobile phone, so it’s crucial that you understand your credit rating. But what can you do […]

February Update

Thank you for telling us what you want to see available at Fair for You, here are the latest additions, announcements & special offers! Shop for Technology Items TVs, Tablets, Phones & Gaming Consoles are now available on the main high street Remember: Usual rules apply – If you have an existing loan with us it must be […]

Vented vs Condenser Pay Weekly Dryers

  Do you know the difference between a vented and a condenser dryer?   Dryers are a household essential, especially in the UK when the weather is dreary and drying clothes can be a real nightmare. Sadly, the cost of a new dryer can be pricey for families, which is why Fair for You offers […]

January Newsletter Update

Now is the BEST TIME to recommend a friend to Fair for You –  You get £20 OFF your loan if they become a customer & they get GREAT VALUE – 10% off selected furniture items, access to technology items & great value appliances. Thank you for telling us what you want to see available at Fair for You, here are the latest additions, […]

Get £££ OFF your Fair for You Loan this January!

  EVERY TIME you refer a friend (they must become a customer of Fair for You) you get £20 OFF your loan! So that’s £40 for 2 people… £100 for 5 people… you get the idea! Simply log into your dashboard and copy and paste your personal link to all your friends: www.fairforyou.co.uk/dashboard OR Just […]

Dunelm Added As Retailer! – November 2018 Update

Welcome to your November Update Welcome to the November update, its our busiest time of year and a time when we get lots of people asking for a further loan with Christmas in mind. This year we have a wider selection of kitchen appliances, and technology items in the Good Payers Club and we are […]

Get £50 OFF Your Loan this Week!

You get £5 off your loan for every recommended person who becomes a Fair for You customer. So if you get 10 people to sign up that’s 50 QUID off your loan (and £5 off theirs)! And the sooner it’s paid off, – the less interest you pay over all – the sooner you can get another item! And if you’re in […]

Win a Fridge Full of Food & £25 off your loan!! 

The Prize: Get £25 off your Fair for You loan AND Be in for a chance to win a brand new Fridge Freezer filled with food ready for Christmas!   How to Enter: Simply send us a video selfie explaining why you would shop with Fair for You this Christmas. All entrants that send in […]

October 2018 Update

Thank you so much to everyone who has filled in the survey regarding credit ratings, I shall be making sure all of that information from your experience is understood by our regulators. Lets push for some change! We are working hard to widen the range of item we have in the shops available, with new […]

Preparing for Christmas with Fair for You

Christmas is a huge expense for anyone, from the ongoing household bills in the midst of colder weather, to the family dinner and presents on Christmas Day. The holidays are just a few months away, so if you’ll be needing something for the house by Christmas, you’ll need to be eligible for another Fair for […]

Credit for Modern Britain

Written by CEO & Founder Angela Clements Like so many, I won’t be weeping for Wonga or any of the other brands that will struggle to convince good customers to return to them next time they need credit. You can fool some of the people some of the time …. but in the end if […]

Energy Saving Washing Machines

Save Money When You Save Energy Washing machines and dishwashers use large amounts of water and energy, and fridge freezers run 24 hours a day. Needless to say, buying an item with better energy ratings can save you money on utility bills. But when you buy an energy efficient model, you could be saving money […]

Why Was I Declined for a Loan?

We get a lot of questions about eligibility, and why we accept some loan applications but can’t accept others. Here is some information we think might be useful. What you need to know before you apply for another item with Fair for You: You need to have paid 1/3 of all active loans before you’re […]

Gas or Electric Cooker on Finance?

Our suppliers at Whirlpool have a range of Gas or Electric Hotpoint and Indesit Cookers for you to choose from, which you can get on finance with Fair for You. To help you decide which cooker features are essential to you, and which you can live without, we’ve created this handy guide around cookers. Most […]

August Update

Welcome to your August update. Hi all, we thought we were in for a quieter summer but its been busier than ever. Some fabulous ideas on products and retailers we should be working with, and we are absolutely determined to be adding much more across Northern Ireland and Scotland !! Thank you so much to […]

Hotpoint Fridge Freezers on Finance

Fair for You’s suppliers at Whirlpool offer Hotpoint & Indesit kitchen appliances, including Hotpoint Fridge Freezers on finance that keep food fresher for longer. Day 1 Technology Hotpoint Fridge Freezers have Day 1 Technology that mimics the way nature produces fresh air, deterring bacteria and keeping the internal temperature cool even after the door’s been opened, […]

Ways to Win: Prize Draws with Fair for You

We are so grateful for everyone who is recommending us to their friends, and we love that you are pleased with our service and are spreading the word about our alternative to high cost credit. We don’t have a huge marketing budget like some other companies so we rely on news of the brilliant service […]

Feeling Lost on How to Improve Your Credit Score?

Doing everything you can to help your credit score, only to find there’s no improvement at all? Many of our customers report feeling trapped by their credit history. We met up with a few of them to hear what they had to say about their experiences with credit: When talking about their experience with using […]

Pay Weekly Holidays on Finance Now Available

Pay Weekly for a Holiday on finance of your choice from  Hoseasons, Haven and Butlins through provider Inspire Travel. Only available to members of our Good Payers Club, which customers are invited into after 6 months of good payments. If approved for a loan you can use the funds to book a holiday now and arrange to pay […]

Fair for You are Double Award Winners at Consumer Credit Awards 2018 (again!)

Once again we’ve brought home not just one, but TWO awards at the Consumer Credit Awards last night, and it’s all thanks to our customers! A huge thank you to everyone who voted! Thanks to you, we’ve picked up the “Best Alternative Finance Provider” and “Firm of the Year” awards. They are now sitting in place of […]

Fair for You Video Ad

Have you seen our recent advert on Facebook (and elsewhere)? If you haven’t, you can watch it by clicking below – we would love to hear what you think! You always tell us we should be on TV to spread the words, what channels would you recommend? If you have any feedback please email us at charlotte.bailey@fairforyou.co.uk

Quick & Easy Loans with Pre-Filled Forms

It’s always been quick & easy to get a loan for a household item, but not it’s quicker & easier! Existing customers can now Log In to apply for their 2nd loan and will have the fields pre-filled! No need to keep inputting the same information. Thank you for all the feedback from customers who […]

Michael Sheen meets Fair for You Customers to Discuss High Cost Credit

  Yesterday around midday, as the team were working away at our small Birmingham offices, Hollywood Actor Michael Sheen stepped in with cameras and reporters to find out more about our alternative to high cost credit. As you may have heard, Sheen has recently launched the ‘End High Cost Credit Alliance’ in order to challenge […]

New Garden Furniture added for Summer (& Beds)

Even more Garden Furniture on finance available at Fair for You! Including the 3 Seater Hammock Swing for relaxing times enjoying the garden rocking in the shade,                 Or the Hannah Wooden Bench Dining Set that seats 6 for larger families and get togethers with friends,       […]

Save £124 on a 10kg A+++ Ultima S-Line Washing Machine

Pay weekly for this 10kg A+++ Ultima S-Line Washing Machine on finance and save £125 through Fair for You: http://ow.ly/92yp30ktu7R Perfect for large families! – A+++ energy rating, saving money over time – 60% Higher Cleaning Power – Anti Allergy – Super Silent Motor – Delay Timer – Duvet Cycle – 20 minute Steam Fresh cycle – Anti-stain […]

£5 OFF All Microwaves before 1st July 2018

Looking to pay weekly for a Microwave on finance? Whirlpool are offering £5 off any Hotpoint Microwave purchased before 1st July 2018! The £5 will be taken from the total Loan Amount as a payment on the day the loan is completed. Their range of  freestanding microwaves have cooking functions that can be arranged in a sequence […]

Fair for You are Finalists in the Consumer Credit Awards 2018

Thank you to everyone who has voted so far – out of 120 companies we have been named a finalist in the ‘Best Alternative Finance Provider 2018’ for the second year in a row This is a significant achievement – the Consumer Credit Awards are the largest consumer-voted awards programme within the consumer credit industry. […]

Energy Savings with Whirlpool

The Whirlpool Group (including Hotpoint and Indesit) were the first retailers to work with Fair for You. Since then, they have regularly improved their website to contribute to your shopping experience. The most recent addition provides easy to understand information, advising what kind of savings can be made when purchasing a new appliance, by checking the energy efficiency when […]

June Newsletter Update

Read the June Newsletter Update here   What an exciting few weeks – we seem to be on the TV regularly as the FCA say they are going to tackle high cost credit, and Financial Ombudsman says complaints about high cost credit providers is going up. We are enjoying Michael Sheen talking about us and being […]

BBC Breakfast Interviews Michael Sheen on High Cost Credit Alternatives

3 minutes in to this interview with Michael Sheen on BBC Breakfast 31 May 2018, he expresses his support for alternatives to high cost credit: “The problem with these companies is they are very small and people don’t know about them…they don’t have the marketing budget of big companies that people do hear about. We’ve […]

Feel Trapped with your Credit File?

At Fair for You, we think being a personal lender is important  – we need to treat customers fairly, we need to understand and respect how our customer need to borrow, and how income can fluctuate and so customers need flexibility and tolerance with their repayments, not added fees or turning up at your door. […]

In the War with High Cost Credit, Finally We May Have a Shift in the Playing Field

Don’t be mistaken, this is probably the largest move towards the affordable credit sector brought in by the FCA so far. I know a little about how bonus structures incentivising staff behaviour that is not in the long term benefit of business or customer. As a former banker, I doubt there is much I need […]

Pay Weekly Bunkbeds with Mattresses included

*New* Our suppliers at Dorset Homes have added a range of new products for Mums on a budget at fairforyou.co.uk. For example, pay weekly, monthly or fortnightly for this bunk bed recently added by our suppliers, which includes 2 mattresses as well as free delivery all for £399.99! It has a solid metal construction and […]

Vote & Enter Prize Draw to Win £1000

Win £1000 in a Prize Draw! Simply take 2 minutes to vote for Fair for You in the upcoming Consumer Credit Awards now: http://ow.ly/y6Oa30jtlvV Last year we brought home two awards including Consumer Credit Champions thanks to the 200+ customers that left us such amazing reviews. Thank you everyone for your support! It means a lot […]

Fair for You Has Been Leading the Fight for Better Credit Reporting for the Past 2 Years

‘Millions could face financial disaster due to hidden credit files errors‘ says The Independent. As responsible lenders are not allowed to tell anyone if we see defaults or where we see that there is misreported credit. Even though it influences whether we agree the loan or decline it. We believe that every time you apply […]

A Bed for Every Child with Fair for You

Some of the best feedback we get is from mums who have bought their child a bed using an affordable loan from Fair for You. It’s lovely to hear some of the benefits from our customers: That their little boy or girl feels all grown up, and proud of their room and bed, so it’s […]

Fair for You March 2018 Update

Happy Easter! Save £25 on Sofas throughout April Dorset Home Stores are taking £25 off selected sofas for April Only. Go shopping for £25 Off Sofas by clicking here Or log into the Good Payers Club to view the extended range     Whirlpool products price rise Whirlpool have advised that they are increasing their prices on prices in […]

Fighting for Fairness in Credit

Gender equality seems as far away in 2018 as it felt to the chain makers and suffragettes who fought for rights for women over 100 years ago, stuck in low pay that impacted the welbeing of their whole household. In modern Britain, just as then, we largely entrust the care of our children, our weak, […]

Carpetright – now live for GPC Members

Carpetright loans are now live for Good Payers Club members! You can now pay weekly for carpets using the prepaid card we send you through the post. Click here to apply for your loan Remember, to log in use your customer number or email address as your username and your national insurance number as your […]

FCA Review of High Cost Credit & Rent to Own Sector

The FCA have just published an update on progress in their review of high-cost credit, indicating the further work they are doing and the timelines for this, as well as a separate update on their work on the rent-to-own sector. Angela Clements, CEO of Fair for You, says in response: “We welcome this report and the […]

January Update with Fair for You

 New Year, and lots of new arrivals for Fair for You customers. We are building the online high street with more of the brands and products you have been asking for in the Good Payers Club: Carpetright added later this month and in February we have a travel agent arriving. There is more to come, […]

November Update with Fair for You

We’ve Reached 2000+ Trust Pilot Reviews! A huge thankyou to everyone for their feedback and advice over the past couple of months We are the most trusted UK personal credit provider – based on Trustpilot ratings, and one of the fastest growing lenders in the UK today. All thanks to our amazing customers telling everyone […]

October Update with Fair for You

  Welcome to your October Update. It is nearly Halloween, and Fair for You are providing all the treats! We have extremely limited stock of the Nintendo Switch available so keep an eye out for our Halloween special very shortly. We have also added a new Customer Dashboard filled with useful links to make being a […]

Real vs Faux Leather Sofas

Deciding which fabric to use for your sofa?  Fair for You now has a range of sofas in the Good Payers Club, which customers are invited into after 6 months of good payments. There are great benefits to Faux & Real Leather sofas, so we’ve created this list to help you understand the pros and […]

Which Tumble Dryer Should I Get? Vented VS Condenser Tumble Dryers On Finance

  Our suppliers do a range of tumble dryers that you can get on finance, but which tumble dryer is right for you? With such a range to choose from it can be pretty daunting trying to find the right one for your home, so here’s a quick, handy guide on which tumble dryer to […]

5 Extra Benefits When You Pay A Little Extra on Your Loan

Pay a little extra and get a little extra on your Fair for You loan: Get Another Item from Fair for You in Time for Christmas Once a third of the current loan has been repaid you are eligible for another one in time for Christmas!! If you can get your application submitted the week […]

Updates Oct 2017

Mobile Updates on Your Loan Balance Once a month Fair for You customers will receive an update on their loan balance by text, starting tomorrow! 

Credit Catalogue from Fair for You

Check out our product range in our credit catalogue by clicking on the link: *New* Product Catalogue (Summer 2017) We have had a lot of requests for Credit Catalogues from our customers so we have put together this online version! Simply click through to the item of your choice and you’ll be taken to the product […]

We’re a Consumer Credit Awards 2017 Winner!

We’ve done it! We’re delighted to have been the only firm to pick-up two awards at the Consumer Credit Awards 2017, and it’s all down to our customers. We picked up the “Consumer Credit Champion” and “Best Newcomer” awards. The awards are run by Smart Money People, and decided by customer voting, so we’re particularly […]

Get the most out of Fair for You

Here are 5 ways to make the most out of being a Fair for You customer. I’m going to talk about competitions, the good payers club & getting another loan from us. We know we’re different from everything else out there. That’s because we set out to be a new alternative to weekly payment stores. So I’m just going […]

Why Do You Need A New Washing Machine? Customer Entries!

  We ran a competition to win a Hotpoint energy efficient washing machine, here are some of our favourate reasons as to why you need a new washing machine. 

First charity-owned national challenge to high-cost credit exceeds all expectations in its first year of trading

Exactly one year ago today (Wednesday 30 November), Fair for You Enterprise CIC was granted its full FCA authorisation which allows it to offer an alternative to high cost lenders and rent-to-own stores. It does this by providing affordable loans for essential items for the home to lower income families. These loans are then repaid […]

Improve your Credit Rating with Fair for You

When you have a bad credit rating it can affect the chances of you getting fairer finance in the future. But Fair for You is the UK’s No.1 Trusted Flexible Credit Provider, helping our customers to buy now and pay later on finance to suit their budget. That means you only pay what you can […]

5 Top Baking Recipes for Kids in 3 Easy Steps

Most of our customers have children that need something to do on an evening, and what with the Great British Bake Off still on TV, we thought we’d share some of our favourate things to bake with our kids.

Ways to Improve Your Credit Rating

We see lots of people who think that they have no other option but high cost credit simply because their credit rating and credit score are low. In many cases, these people have demonstrated that they are capable of paying off debts and are already doing so. At Fair for You we try to lend […]

Top Tips for Repaying Your Loan

Repaying your loan can become stressful. That’s why we have Martyn, our Payments Manager, around to help and support you to stay on your payment plan and get back on track with no penalty, so that you can borrow from us again when you need us.

What Affects Your Credit Rating?

Knowing what affects your credit score can help you decide how you can improve it, so here we’ve listed 4 things that can make an impact on your credit score.

Save Energy & Money with Fridge Freezers

Fridge Freezers, packed with lunchboxes and last night’s dinner, are switched on 24 hours a day, 7 days a week – that’s a lot of energy being used up on one essential kitchen item, so it’s well worth looking into how to save money on it by finding the models that are most energy efficient.

Check your Credit Rating

We check the credit file for every loan application to make sure that the current credit is being managed, and the new loan is affordable. We have seen a lot of applications lately where we think there may be some errors on the credit report. If you have used high cost credit or have used […]

Managing Mums

Who would you say are the best with money in the country? Bankers? Accountants? No! In fact, it’s all you working mums who are the most effective money managers in the country…

Microwave Mug Cake Recipe – Chocolate

Looking for something to keep the kids busy this summer holiday?   Using a microwave is quick, cheap and fun! Here is our tried and tested Mug Cake recipe. Enjoy!

Brexit – The Real Story

Adam French, of the Which? Consumer Rights team, says: ‘There will be a negotiation period required for the UK to leave the EU. It hasn’t started yet and could take up to two years. During this time, all of your consumer rights will remain the same. Even then, although many of our consumer rights are […]

Sleep Boosts Mental Wellbeing

We’ve all done it, had just one sleepless night that has left us feeling irritable and moody all day the next day. So it’s not surprising that chronic sleep deprivation may lead to long-term mood disorders like depression and anxiety. When this group of people were surveyed to see their sleeping habits, it wasn’t surprising to find that most of […]

Fair for You Autumn/Winter Newsletter

  What you’ll find in Fair for You’s first Autumn/Winter Newsletter: Top Tips on Getting A Loan Information on Credit Ratings Savvy Consumers – Your Pictures Why Are We So Much Cheaper? Money Matters Advice Page… Plus your chance to WIN an A+++ Energy Efficient Hotpoint Washing Machine Plus much more!! Click here if you want to download […]

Cookers – Save Money & Energy

  Cookers with better energy ratings save you money on utility bills, and a new A+ rated electric cooker will consume 40% LESS energy than a B rated oven, says The Energy Saving Trust. In fact, as of 2014, energy efficiency ratings have been from A+++ (the best) to a minimum of A. By 2020, the […]

How to Work Out the True Cost of Your Loan

When looking for the best loan, choosing the one with the lowest weekly payment isn’t the best way to find good value. Before you apply for a loan you need to know the total cost of repaying the debt.

Health Benefits to a Good Bed

Getting beds on finance when you don’t have the cash to buy one outright could mean having a better bed for a better night’s sleep, with plenty of health benefits.

Plymouth Posters

Have you spotted our posters around Plymouth? Send us a pic if you have, we’d love to see them!

Unwanted Credit Card Limit Increase Makes Debt Problems Worse

  According to debt charity StepChange the issue of credit card companies increasing customer’s credit card limit makes debt problems worse for thousands of people and must be stopped. The charity surveyed its clients, and 54% of those with credit cards had seen their limit increased without them asking for it. Of those, 49% said […]

Demands for Repayments Leads to Vicious Cycle of Debt

Aggressive demands for unaffordable repayments for loans leads to vicious cycle of debt. …does this sound familiar? StepChange Debt Charity highlight how aggressive enforcement and demands for unaffordable repayments can lead to a vicious cycle of deepening debt and greater hardship. A survey of 1,800 of the charity’s clients shows how people with debt problems are always […]

Fair Finance for Vulnerable Groups

  Getting finance is harder for some of us. Certain vulnerable groups fall through the cracks of the system and can’t get affordable finance. For example, young people yet to build a credit file, people who mostly use cash to buy what they need the 9.6 million households in the UK with low incomes There […]

We’re a Trusted Company!

  Angela Clements, CEO and Founder of Fair for You, said “we’re delighted to be working with Plymouth City Council to highlight our offering to local people, and provide an affordable alternative to high cost short term credit providers. As part of this partnership, we’re delighted that we have recently become the first recognised lender […]

Quick Loans UK: Computer Says No

  Getting a quick loan isn’t easy for all of us. When everything is done by a computer there are some of us who fall through gaps in the system because it isn’t managed by people. “We’ve got to a time in our lives where it’s all computerised. We can’t be compassionate to people’s scenarios, […]

Credit and Financial Advice for Plymouth

  We are in the Plymouth Daily & Plymouth Shopper newspaper this week! Councillor Dave Downie, Cabinet Member for Safer and Stronger Communities for Plymouth City Council, said: “We welcome the launch of Fair For You in Plymouth, which provides a much needed low interest, ethical way for people, including those on lower incomes to […]

£15 Billion Unclaimed Benefits Each Year

  Turn2Us found that almost half of people in low income households aren’t claiming welfare benefits or tax credits that they’re entitled to. People told Turn2Us that it’s because that they didn’t know where to check, that they thought it would be too difficult to apply and that they didn’t think they would even be […]

Loan Repayments On Insecure Work

  Over 2.3 million people are working variable shift patterns, with an additional 1.1 million on temporary contracts and a further 800,000 on either zero hour or agency contracts, reveals new figures from Citizens Advice. 4.5million UK workers are in insecure work. Insecure work is defined as employment that doesn’t have regular hours or shifts, […]

#BenefitsAware Campaign

  Worried about future changes to the welfare system? So are 73% of others claiming means-tested benefits, according to research by Turn2us. This is the highest percentage of those who can’t work due to disability, with an enormous 90% of those people anxious about welfare. 54% said they would struggle to provide for their children […]

Getting Credit: Tracey’s Story

  I’m living with my partner, and five children. Me and my partner have been together for years, but have never gotten married. My eldest is 13, but he’s got autism so he’s quite hard work, and my 9-year old has been diagnosed with ADHD. The twins are nearly 3. We manage by juggling the […]

Is There An Alternative to High Cost Credit in Plymouth?

  The fridge is on its last legs. You have babies milk to cool and lunchboxes to store, so you don’t have time to save the money for a new one. You’ve a big family, and you need a new one, and quickly. Where do you go? Tracey, living in Plymouth with her partner and […]

Business As Usual After Brexit

  CEO Angela Clements was quick to reassure customers that it’s business as usual here at Fair for You. “It is a worrying time for everyone, with change clearly on the horizon, and the headlines may frighten many who are already stressed and anxious about their money and credit. This comes after many years of […]

Armed Forces Weekend

  Fair for You is delighted to be supported by Plymouth Council in offering our services to Plymouth. Plymouth is saying a big Thank You to the Armed Services, their families and their veterans on 25 – 26th June to raise awareness of and support for the Armed Forces community and celebrate the outstanding contribution it makes to […]

Single Parents Living in Poverty on the Rise

  If you are a single parent struggling with finances you are certainly not alone, according to research by the Institute for Fiscal Studies. They estimate that poverty rates for single parents will practically double between now and 2020 – less than four years from now. “It is shameful that in a country as wealthy […]

Mental Health & Finance

  Everyone knows someone who is suffering from some form of mental illness. Needless to say, it’s even worse for people who are struggling financially. The poll for the new policy institute Money and Mental Health (set up by MoneySavingExpert Martin Lewis) found that almost 3 in 4 people who have experienced problems with their […]

Worried about your Credit Rating?

  “My credit rating isn’t the best as I got made redundant last year and fell behind so I was a bit panicky about finding finance,” said Nicola, one of our customers. You can read her review among many others here. Missing payments can adversely affect your rating, whilst making payments improves your rating. Even […]

Single Parents In Debt

  It’s obvious when you think about it, but it’s worth stating it as fact: single parents are more vulnerable to debt problems when hit by relatively small emergencies because they have tighter budgets, says a leading debt charity Step Change. Having tighter budgets means you don’t want to pay more and still end up […]

Fair for You saves customers over £0.5m during first six months’ trading

  New, ethical loan business saves its customers over £0.5m in first six months’ trading Savings equate to more than £750 per family Independent feedback of 9.6/10 shows the start-up is delivering for customers First lender to be awarded, ‘Buy with Confidence’ Trading Standards accreditation   Fair for You received its full authorisation from the […]

Social Enterprise UK

  We are now members of Social Enterprise UK! Here’s our Membership badge to prove it:             What it means to be a social enterprise: to have a clear social and/or environmental mission to generate the majority of their income through trade to reinvest the majority of their profits to […]

Rent to Own provider, Buy as You View to repay £939,000 to customers

  Fair for You (FFY) welcomes the news that Rent to Own (RTO) provider, Dunraven Finance Ltd, trading under the name Buy as You View has entered into an agreement with the Financial Conduct Authority (FCA) to refund almost £1m to more than 59,000 customers for historic unfair treatment, including excessive fees and decisions on […]

Fair for You Video

https://www.youtube.com/watch?v=FkdThM0FTGI

Do Second Hand Washing Machines Really Save You Money?

  When buying refurbished and second hand washing machines, yes, it might be cheaper to buy a good brand, second hand. And if they are reliable, great. But washing machines can be destroyed in less than a year of misuse, and you can’t ask a washing machine how much they’ve been used. You can ask […]

What’s Wrong with the Rent to Own Sector?

  Rent to Own companies specialise in supplying furniture, TVs and basic household goods such as washing machines to low-income households. The 3 biggest players in the Rent to Own sector affect over 350,000 households in the UK*. We’ve listed 6 things wrong with the Rent to Own Sector: 1 – The Total Cost of […]

10 Tips for Dealing with Pay Weekly Stores

  We’ve summarised 10 things to watch out for when dealing with pay weekly stores or other credit providers. APR is not always the best way to compare the REAL cost. Instead, take a few minutes to look at the total cost. Which, depending on the lender, could include: interest, deposit, late fees, insurance, warranty, […]

3 Things to Consider When Comparing APR

  “Still at apr of over 40% it’s a little higher than one would like but WAY better deals than Brighthouse and others on the high-street. Thanks for bringing this to my attention” – commenter on Facebook. We saw this comment and thought you might benefit from an explanation. So, we’re going to explain our […]

Fair for You Launches

We’re here at last! Now you can: apply for a loan find the brands you want from our manufacturers check our loan calculator get affordable credit and find out more about us You can also download some reading material: eBrochure_Dec2015 eFlyer_Dec2015   We’ve been working hard to get Fair for You up and running by Christmas […]