How to Shop at Argos on Credit

June 25, 2025 • Chris Bardsley
How to Shop at Argos on Credit

Where can you shop jewellery, toys, makeup, power tools, lighting, furniture and much much more on credit?

Argos has been a high street favourite retailer for years, providing customers with everything they could possibly need for their home and garden under one roof. We are immensely proud to partner with them on our Shopping Card Loan to provide customers with flexible credit options!

In this article, we will explore into how you can shop at Argos on credit and the application process for our Shopping Card Loan at Fair for You.

Shopping at Argos on Credit

With the Fair for You Shopping Card Loan you can apply for a loan from as little as £50, all the way up to a maximum amount of £350. So, you’ll be sure to access whatever it is that you need at an affordable cost*.

Using our Shopping Card Loan at Argos allows for a level of flexibility, unlike other loans. Argos offers thousands of different products under one roof, including household appliances, toys, beauty products, gifts and leisure products. You can even use the Shopping Card Loan to shop in-store or online at Argos.

Using the Shopping Card Loan at Argos means that you can choose to pay weekly, fortnightly, or monthly for your product. This allows you to manage your loan repayments in a way that is tailored to your budget requirements, spreading the costs however works best for you.

Furthermore, when shopping at Argos using the Shopping Card Loan, you can pay off your loan as early as you like without having to worry about penalty fees.

Using credit to shop at Argos has never been easier with our simple application process. You can even calculate how your loan and repayments will look using our free online calculator.

Applying for Your Shopping Card Loan

To apply for your Shopping Card Loan to shop at Argos with pay weekly options, input the amount of money you’d like to receive on your card, select how often you’d like to pay and follow the instructions on the application window.

If your application is successful, you will receive an email response from us to confirm you have been approved. Once you have received your card, you’ll be able to shop for whatever you’d like at Argos using the card’s balance.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. Simply submit your new loan request through your member account!

Pay on Credit at Argos with Fair for You

With the Fair for You Shopping Card Loan, you can access an amazing range of products from Argos, allowing you to shop easily with a fair, flexible repayment plan that suits you.

Learn more about our Shopping Card Loan!

*Representative APR 64.8%. Loans available from £50 to £350 with flexible repayment options, and no early repayment fees. This is a representative example, please check your loan documents for final costs.

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