What is Fair for You?

Fair for You is the award-winning way to buy essential items for your home, with affordable, flexible credit and repayments tailored to your income.

Fair for You is your alternative to high cost weekly payment stores:

You buy now directly from our suppliers by taking out a loan from us today, and then pay later in flexible instalments. You pay what you can afford, when you can afford it and the faster you pay it off, the less you pay.

  • It’s quick & easy – from application to installation
  • Pay for it weekly, monthly or fortnightly to suit your pocket
  • Plus FREE delivery all across the UK

We’re a not for profit alternative to high cost credit, offering flexible, affordable and ethical loans for household items through our online high street.

Choose an item, pay in flexible weekly, four-weekly, monthly or fortnightly payments, from 3 to 18 months.

We’re multi-award winners, including the Credit Awards 2021 Firm of the Year, and with a Trustpilot score of 4.9/5* we’re also rated “Excellent” by our customers.

Find Out More…

Improve Your Credit Rating 

How you can improve your credit rating through getting an item on finance through Fair for You.

Loan Calculator

See approximately how much interest you will pay on your loan with our Loan Calculator.

How to Apply

It’s quick & easy to apply for a loan with Fair for You – find out more.