COVID-19 Help

If you have suffered a loss of income due to Covid-19 we are able to offer reduced payment plans and deferred payments to assist during this period

Please note that interest on your loan will still be charged daily on the account

Loan Application Walkthrough

How to Apply for a Fair for You Loanshop kitchen or living button

Step 1. From the Main Page, choose the supplier
(for example “shop living” or “shop kitchen”)

Step 2. Put the item in your basket
you’ll be automatically taken to the loan application page

Step 3. Choose how much you want to pay
You can always adjust this later.

Once submitted you will hear from the Loans team within a day. 

Want Another Loan?

You’re eligible to apply for another loan if you are:
  • up to date with your current loans, and
  • have repaid a 1/3 of each loan OR, have paid off your loans entirely
  • for up to 3 loans at a time
To make one-off early payments, you can now make a payment online in your account dashboard
 This will also reduce the amount of interest on your loan and pay your loan off quicker

Looking for a Bank Account to Pay? 

Try U Account – the non-bank current account that doesn’t discriminate.

U’s online application takes no more than a couple of minutes, and there’s no credit check involved. Once you’re set up, you’ll get a prepaid Mastercard® card for making payments in-store or online, plus access to direct debits, cashback points and lots of handy budgeting tools to help you keep your finances on track.

Good Payers Clubgood-payers-club-shop-window

You are automatically invited into the Good Payers Club when:

  • you’ve been with us for more than 6 months and
  • have made your loan payments on time

In the Good Payers Club you will get access to phones, laptops, Smart TVs, game consoles and a wider range of household furniture.