Step 1. From the Main Page, choose the supplier
(for example “shop living” or “shop kitchen”)
Step 2. Put the item in your basket
you’ll be automatically taken to the loan application page
Step 3. Choose how much you want to pay
You can always adjust this later.
Step 4. Submit your application
You may be asked to provide online bank statements through our open bank partner oohMoolah. This is a safe and secure process which helps us make a quick decision on your application. Sharing your bank statements is more likely to result in us being able to grant you the loan you need.
Once submitted you will hear from the Loans team within a day.
Want Another Loan?
- up to date with your current loans, and
- have repaid a 1/3 of each loan OR, have paid off your loans entirely
- for up to 3 loans at a time
Try U Account – the non-bank current account that doesn’t discriminate.
U’s online application takes no more than a couple of minutes, and there’s no credit check involved. Once you’re set up, you’ll get a prepaid Mastercard® card for making payments in-store or online, plus access to direct debits, cashback points and lots of handy budgeting tools to help you keep your finances on track.
Good Payers Club
You are automatically invited into the Good Payers Club when:
- you’ve been with us for more than 6 months and
- have made your loan payments on time
In the Good Payers Club you will get access to phones, laptops, Smart TVs, game consoles and a wider range of household furniture.