Financial resilience is all about preparing for the worst-case scenario. You never know what’s around the corner – and you need to be financially prepared. At Fair for You, we understand that sometimes life happens, and things veer off course. Significant life events like a relationship breakdown or an unexpected illness, can have quite an impact on your finances and, more specifically, your financial security. These events might change your income, assets or debt payments, and you need to be financially resilient enough to navigate the fallout of life’s challenges.
Are you struggling to keep track of your finances? Do you find that your money doesn’t stretch far enough to cover the essentials? If any of this sounds familiar, then don’t worry! We’re here to help you understand how to improve things step by step. First things first, the term to get familiar with here is financial wellbeing. Contrary to popular belief, financial wellbeing isn’t just for people with a lot of money. Instead, financial wellbeing applies to everyone. It’s about being confident at managing your finances – something we should all be aware of. After all, poor financial wellbeing can have a knock-on effect on our mental and physical health.
It’s not always easy to talk about your finances, especially if you’re having difficulty keeping track. But by talking about money and your personal situation, you can learn to manage it better and hopefully become less worried and stressed. Here at Fair for You, we want to empower our customers to better understand their finances as a whole, and to give them access to the items they need. So in today’s post, we’re discussing the meaning behind financial wellbeing – what it is, what impacts it – and how you can take control of yours, regardless of your current financial situation.
Technology is moving at a breakneck pace and has changed the way many of us use the internet. Things like online banking and shopping have made financial transactions even easier to manage, but in turn, has created more opportunities for cybercriminals to steal valuable information from us. At Fair For You, we care about our customer’s safety, so read on for some helpful tips about staying safe online and protecting yourself and your money.
Making the most out of your space can be tricky – especially if you’ve got a lot of things! To add to this, renting a property often means no hammering or drilling into walls, so creating extra storage systems for your clothes, knick-knacks and the little ones’ toys can be awkward. If you’re running out of space or looking to get more organised with your belongings, read on for some landlord-friendly home storage tips.
For many, the arrival of the New Year means turning over a new leaf – saying goodbye to old habits and hello to new potential opportunities. Resolutions are often used as personal benchmarks for success, although staying on track can be tricky. So why not set family resolutions for 2022? It’s a great way to create more quality time together and hold each other accountable for sticking to your goals. Here are 5 family resolutions for you to try. Good luck!
With every new year comes an opportunity for change and a chance for a fresh start. Be it a year of victory, redemption or growth, 2022 can be anything you want it to be. It’s up to you! But, getting the year off to a flying start is often easier said than done. That’s why we’re bringing you our top tips on how to seize the new year and start afresh..
Picture this… You’ve made it through Christmas Day. The leftovers have all been polished off. You’ve said goodbye to your extended family and friends. And you’re ready to ring in the New Year…Luckily, we’ve got you covered! Here are a few ideas on how to entertain the kids between Christmas and New Year whilst keeping costs to a minimum.
Christmas is the most wonderful time of the year right? Unfortunately, not for everyone. In fact, for many, Christmas can strike up the most negative of emotions. Whether it’s worrying about finances or dealing with anxiety around family rifts. The festive season can take a toll on a person’s mental wellbeing. That’s why we’ve put together five tips to help you look after your mental health this Christmas.
Bringing all your loved ones together this Christmas? Whilst no one said you had to break the bank to make hosting Christmas dinner a success, doing it on a budget can feel like an impossible feat. Especially once you start writing that shopping list! To throw a fabulous Christmas dinner on a budget, give these 7 tips a try. Good luck!
Christmas can be the most wonderful time of the year. There’s nothing better than seeing our children’s faces when the countdown begins. Full of anticipation for the BIG day and what Santa might bring. Yet for parents, the pressure can sometimes be too much to handle. You want to give your children the best Christmas yet! So trying to fulfil this can weigh on your mind and take away the joy. To honour that, we’re sharing 5 thrifty, homemade Christmas gift ideas for you to try, allowing you to create some great memories with the kids and to save some precious pennies in the process!
What did home-schooling over the pandemic teach us? That some things are better left to actual teachers! But, as many of us know from our own school days, we’re actually taught very little about money and 86% of employers believe that school doesn’t prepare young people for the real world. Intentional or not, learning starts at home. As your child grows up it’ll be you that introduces them to the world of money. Educating your children about money management earlier in life can be beneficial. By teaching them about the value of pennies, you’ll be helping to set them up for success later in their lives.