Loan Calculator

With our loan calculator, you can find out what your repayments might look like, and the interest you could end up paying.

Why choose Fair For You?
  • Quickly see what your repayments may look like with no obligation.
  • Create a payment plan that works for you — weekly, fortnightly, 
four-weekly or monthly.
  • The shorter the loan period, the less interest you pay overall.
  • The longer the loan period, the lower the payments.
  • You can pay extra towards your loan at any time to reduce the overall interest or to allow you to miss a week when you need to. The faster you repay, the less you pay overall.
Why choose Fair For You?
  • Quickly see what your repayments may look like with no obligation.
  • Create a payment plan that works for you — weekly, fortnightly, 
four-weekly or monthly.
  • The shorter the loan period, the less interest you pay overall.
  • The longer the loan period, the lower the payments.
  • You can pay extra towards your loan at any time to reduce the overall interest or to allow you to miss a week when you need to. The faster you repay, the less you pay overall.
Why choose Fair For You?
  • Quickly see what your repayments may look like with no obligation.
  • Create a payment plan that works for you — weekly, fortnightly, 
four-weekly or monthly.
  • The shorter the loan period, the less interest you pay overall.
  • The longer the loan period, the lower the payments.
  • You can pay extra towards your loan at any time to reduce the overall interest or to allow you to miss a week when you need to. The faster you repay, the less you pay overall.
Loan calculator

Please note, actual loan repayment amounts may differ very slightly depending on when you start your loan payments and this is for illustrative purposes only.

Frequently Asked Questions
  • We cannot say for certain as we don't perform an affordability check until you have selected a product to purchase and submitted an application. Our soft search tool can give you an indication as to whether you might be eligible for a loan from us.

    As a responsible lender, fully authorised and regulated by the Financial Conduct Authority, we want to help you access affordable and flexible credit that is right for you and your circumstances. That’s why we carry out credit and affordability checks as part of our loan application process.

  • We do perform credit searches when you submit a loan application which will show on your credit file and may be factored into your score calculations.

    Before you submit an application you can try our eligibility checker which doesn’t leave a footprint on your credit file, but will give you an indication of whether you might be eligible for a loan with us.

  • We do perform credit searches on an application, but we don't do generic credit scoring - we prefer to look at how you’re repaying things now rather than something that may have happened many years ago. We may also conduct identity checks. You can learn more in our privacy policy.

    You can make a soft search which doesn’t leave a footprint on your credit file, but will give you an indication of whether you might be eligible for a loan with us.

  • You can repay your loan early with no penalty fees. Simply log into your customer dashboard and make a payment

  • We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.

    If you need to make a payment you can do this via your customer dashboard. You can also request a change to your repayment schedule there.

    If you continue to miss payments without contacting us to arrange an alternative plan we will add a default fee of £9.50 to cover our costs of sending required letters and other communications.

Contact us

Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch. Opening hours are:
Monday to Friday, 9am to 5pm
Saturday, 9am to 1pm.

Get in touch 
I thank Fair for You for coming to the rescue. My monthly payments are very, very cheap. A brilliant company, brilliant team — go with Fair for You.
— Ryan
I thank Fair for You for coming to the rescue. My monthly payments are very, very cheap. A brilliant company, brilliant team — go with Fair for You.
— Ryan