Borrowing from loan sharks can quickly lead to a spiral of debt that’s difficult to break free from. In times when you’re struggling financially, there are better and safer ways to borrow money than from a loan shark, and we’re here to help you through it.
If you’re new to online or mobile banking, it’s normal to feel concerned about passing over your bank information. You can rest assured that Fair for You and our open banking partner are FCA registered. Which means we take care of your data and keep it secure.
If you've ever used online banking, you know how convenient and user-friendly it can be. But what you may not know is that there are a lot of different features that online banking apps offer.
As the summer sun begins to heat up, so do the prices of family outings. But just because the weather is getting warmer doesn’t mean you have to spend a fortune to have fun. Many supermarkets and restaurants are offering discounted kids' meals throughout the summer holidays. And in some places, kids eat free!
If you’re looking to save money over an incredibly busy summer – especially when the kids are involved, you are probably familiar with coupons and discount codes. There are lots of ways you can reduce your spending and earn discounts at your favourite stores, such as filling out online surveys, referring friends or signing up for newsletters. With a little time and effort spent searching around, you could be saving money on your everyday purchases and self-care treats.
If you’re struggling to cover things like your weekly food shop, items you need for the home, or even to find ways to pay your rent, emergency support is available for the essentials. Charitable grants and organisations, government benefits, flexible loans and plenty more options are available to help you through difficult times.
It doesn’t have to cost a fortune to keep your garden looking good. With a little creativity and some elbow grease, you can update your garden on a budget. Here are a few cheap garden ideas to give your outdoor space an uplift. If you or anyone you know is struggling to afford the essential items they need to furnish their home or support their family, then Fair for You is here to help.
The school summer holidays are just around the corner, and for many parents, this can be a time for stress and money worries. The cost of keeping the kids entertained for six weeks can be extortionate, but with a bit of organisation and planning, you can start saving for summer holidays.
Sky-rocketing energy and inflation rates have left millions struggling to pay for food, bills and household essentials. Chancellor Rishi Sunak released the Spring Statement 2022 just a few weeks ago – with numerous measures to combat the rising cost of living. Here at Fair for You, we believe in making finance accessible to you. Whether it’s flexible loan repayment plans or breaking down current economic events, we’ve got your back.
Financial resilience is all about preparing for the worst-case scenario. You never know what’s around the corner – and you need to be financially prepared. At Fair for You, we understand that sometimes life happens, and things veer off course. Significant life events like a relationship breakdown or an unexpected illness, can have quite an impact on your finances and, more specifically, your financial security. These events might change your income, assets or debt payments, and you need to be financially resilient enough to navigate the fallout of life’s challenges.
It’s not always easy to talk about your finances, especially if you’re having difficulty keeping track. But by talking about money and your personal situation, you can learn to manage it better and hopefully become less worried and stressed. Here at Fair for You, we want to empower our customers to better understand their finances as a whole, and to give them access to the items they need. So in today’s post, we’re discussing the meaning behind financial wellbeing – what it is, what impacts it – and how you can take control of yours, regardless of your current financial situation.
What did home-schooling over the pandemic teach us? That some things are better left to actual teachers! But, as many of us know from our own school days, we’re actually taught very little about money and 86% of employers believe that school doesn’t prepare young people for the real world. Intentional or not, learning starts at home. As your child grows up it’ll be you that introduces them to the world of money. Educating your children about money management earlier in life can be beneficial. By teaching them about the value of pennies, you’ll be helping to set them up for success later in their lives.