Financial resilience is all about preparing for the worst-case scenario. You never know what’s around the corner – and you need to be financially prepared. At Fair for You, we understand that sometimes life happens, and things veer off course. Significant life events like a relationship breakdown or an unexpected illness, can have quite an impact on your finances and, more specifically, your financial security. These events might change your income, assets or debt payments, and you need to be financially resilient enough to navigate the fallout of life’s challenges.
It’s not always easy to talk about your finances, especially if you’re having difficulty keeping track. But by talking about money and your personal situation, you can learn to manage it better and hopefully become less worried and stressed. Here at Fair for You, we want to empower our customers to better understand their finances as a whole, and to give them access to the items they need. So in today’s post, we’re discussing the meaning behind financial wellbeing – what it is, what impacts it – and how you can take control of yours, regardless of your current financial situation.
For many, the arrival of the New Year means turning over a new leaf – saying goodbye to old habits and hello to new potential opportunities. Resolutions are often used as personal benchmarks for success, although staying on track can be tricky. So why not set family resolutions for 2022? It’s a great way to create more quality time together and hold each other accountable for sticking to your goals. Here are 5 family resolutions for you to try. Good luck!
Christmas is the most wonderful time of the year right? Unfortunately, not for everyone. In fact, for many, Christmas can strike up the most negative of emotions. Whether it’s worrying about finances or dealing with anxiety around family rifts. The festive season can take a toll on a person’s mental wellbeing. That’s why we’ve put together five tips to help you look after your mental health this Christmas.
Raising children can be one of the greatest jobs on earth but no one said it was easy. For many, life as a parent is stressful. There’s no handbook to read or course to pass. It’s working out how to look after your children whilst juggling many other aspects of life at the same time. As a society, we have normalised parental stress. If you ask other parents, they’ll tell you that sleepless nights and dark circles come with the job. But while stress may be the norm, it isn’t something we have to accept. So let’s look at some techniques for managing stress as a busy parent.
A number of years ago, you may not have even heard of the term ‘mindfulness’. Today, it’s a popular phenomenon and an encouraged way of managing our mental health. What you may not realise too, is that practicing mindfulness can also be incredibly beneficial to your children. While your children’s problems may feel elf-sized to you, they can feel like Optimus-prime level threats to them. Teaching your little ones mindfulness early on can help them develop the tools to tackle whatever mental health problems they might face later on in their lives.
However big or small, being in debt isn’t a nice feeling for anyone. The worries around being in debt can consume our thoughts 24/7, taking a toll on both our physical and mental health. You may be surprised by the scale of the impact that debt can have on your health. We’ll explain how and suggest the best services to turn to if you’re struggling.
After a jam-packed summer of activities, the return to school may have crept up in your calendar. The beginning of September brings the first-day-of-school-nerves to some children. In the weeks building up to the big day, your child’s back-to-school anxiety may have been brewing. Whether your child is worried about meeting their new teacher or has new school nerves as they transition to high school, it’s important to be on hand to support them.
With the new school year approaching, the buzz around ‘back to school’ is ramping up. You may be feeling overwhelmed by the checklist of things to do before the start of September – from buying new school shoes to making sure they’ve got the right stationery sets. Don’t stress, we’re here to help tick lunch box prep off your to-do list. Follow our easy school lunch box hacks and this next school year will be a breeze!
Finding yourself juggling your new role as the unplanned teacher and still trying to keep the house in order? With home schooling now in full swing, getting the kids fuelled and focused for the day ahead has become the new challenge. Mix it up this Farmhouse Breakfast Week with some new breakfast treats to fill their bellies with the yummy goodness they need.
Being able to spend valuable time with the kids is one commodity we all wish we had more of, especially around Christmas. Sadly, sometimes finding fun, affordable and easy activities can be a challenge! So we’ve taken the hard work out by putting together a list of projects you can work on with the little ones over the festive period, all using things you can find around the house and complete in a few simple steps.