Why Choose Fair for You to Buy Items for Your Home

Quality Brands & Good Choice

Browse & apply for kitchen appliances, beds, furniture, carpets & more, then apply to spread the cost to suit your budget.

Flexible Repayment Plan

You choose your repayments in line with your income and budget (& you can overpay to reduce your interest)

A Quick & Easy Online Process

Loans are processed straight away that same day. You sign a contract with us via your phone, tablet or laptop mouse

Interest is 3.5% per Month

…so the faster you pay your loan, the less you pay overall.

No Hidden Fees, No Deposit

No deposit needed, no early payment fees, no hidden fees at all!

Fair Prices 

Price includes free nationwide delivery to your home – for kitchen appliances you can choose free recycling of your old item

 Open 7 Days a Week

…and we aim to respond same day when we are open

Monthly Updates on your Loan

You can check your balance at your convenience online

Multi-Award Winning

We’re the only Double Award winners 2017 and 2018 at Consumer Credit Awards Including Firm of the Year.

Who Recommends Fair for You: Michael Sheen

Having recently started the End High Cost Credit Alliance, Hollywood actor Michael Sheen visited Fair for You in order to chat with our customers about their past experience with credit.

Martin Lewis on ITV Morning

Martin Lewis from the Money Saving Expert says that Fair for You is a good non-profit alternative to rent-to-owns, during his interview on ITV’s This Morning.

Money Magpie Jasmine Birtles

Jasmine Birtles is a financial and business journalist, author and presenter on BBC Breakfast, ITV This Morning, Channel 4 News & more. As patron of the Fair for You Charity she joined us at the Consumer Credit Awards 2018.

Our Customers

Check out the 2800+ customer reviews on Trustpilot by clicking here

 A Quick & Easy Online Application Process

It’s quick & easy to apply for a Fair for You loan.

at the UK’s No.1 Trusted Flexible Credit Provider