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Managing your money
Get the latest tips on how you can manage your money more effectively
Explore our tips for how to many your manage your money here.
From building and maintaining your credit score, to saving on subscriptions, new phone contracts, and more.
Explore our tips for how to many your manage your money here.
From building and maintaining your credit score, to saving on subscriptions, new phone contracts, and more.
Explore our tips for how to many your manage your money here.
From building and maintaining your credit score, to saving on subscriptions, new phone contracts, and more.
As well as helping our customers access fair and reasonable credit rates, we’re keen to give people the tools to manage and secure their money, which is why we’ve created this section of our blog.
We’ve also created the following sections to help you get to grips with Fair for You, our service, and the products we sell, and to help you get better at budgeting and living more cost-effectively:
As well as helping our customers access fair and reasonable credit rates, we’re keen to give people the tools to manage and secure their money, which is why we’ve created this section of our blog.
We’ve also created the following sections to help you get to grips with Fair for You, our service, and the products we sell, and to help you get better at budgeting and living more cost-effectively:
As well as helping our customers access fair and reasonable credit rates, we’re keen to give people the tools to manage and secure their money, which is why we’ve created this section of our blog.
We’ve also created the following sections to help you get to grips with Fair for You, our service, and the products we sell, and to help you get better at budgeting and living more cost-effectively:
Managing Your Money
Making an effort to manage your money can be really beneficial, especially in the long run. Whether you’re aiming to pay off debts, build up a nest egg or stay on top of your bills, you’ll find money management tips that will help you along the way here.
Although the money management section of our blog offers plenty of tips, there are five key things you can be doing to improve your financial well-being, including:
Setting a budget
Taking stock of current spending habits
Prioritising which loans or credit cards you need to pay off first
Set goals
Seek help if you think you need it
Read more on our blog
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
What is a ‘good’ credit score?
The definitions of a ‘good’ credit score will depend on which service you use.
If you’re an Experian user, a good credit score is anything over 881. Meanwhile, ClearScore ranks credit scores about 531 as good. Finally, anything over 604 on Credit Karma is considered to be a good credit score.
What is a ‘good’ credit score?
The definitions of a ‘good’ credit score will depend on which service you use.
If you’re an Experian user, a good credit score is anything over 881. Meanwhile, ClearScore ranks credit scores about 531 as good. Finally, anything over 604 on Credit Karma is considered to be a good credit score.
What is a ‘good’ credit score?
The definitions of a ‘good’ credit score will depend on which service you use.
If you’re an Experian user, a good credit score is anything over 881. Meanwhile, ClearScore ranks credit scores about 531 as good. Finally, anything over 604 on Credit Karma is considered to be a good credit score.
Finance you can trust is right for you
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What affects your credit score?
From time to time, you might notice that your credit score goes up or down. The things that can positively affect your credit score are:
Only borrowing what you can afford
Setting up direct debits
Staying within your agreed credit limits and keeping credit card or loan balances as low as possible
Keeping and maintaining old bank accounts
Registering to vote at your current address
Checking your credit report regularly for accuracy
Conversely, here are several factors that will negatively affect your credit score, these are:
Frequently opening new bank accounts
Being at or close to your credit limit
Applying for credit too often
Missing payments
Borrowing more than you can afford
Having little or no credit history
What affects your credit score?
From time to time, you might notice that your credit score goes up or down. The things that can positively affect your credit score are:
Only borrowing what you can afford
Setting up direct debits
Staying within your agreed credit limits and keeping credit card or loan balances as low as possible
Keeping and maintaining old bank accounts
Registering to vote at your current address
Checking your credit report regularly for accuracy
Conversely, here are several factors that will negatively affect your credit score, these are:
Frequently opening new bank accounts
Being at or close to your credit limit
Applying for credit too often
Missing payments
Borrowing more than you can afford
Having little or no credit history
What affects your credit score?
From time to time, you might notice that your credit score goes up or down. The things that can positively affect your credit score are:
Only borrowing what you can afford
Setting up direct debits
Staying within your agreed credit limits and keeping credit card or loan balances as low as possible
Keeping and maintaining old bank accounts
Registering to vote at your current address
Checking your credit report regularly for accuracy
Conversely, here are several factors that will negatively affect your credit score, these are:
Frequently opening new bank accounts
Being at or close to your credit limit
Applying for credit too often
Missing payments
Borrowing more than you can afford
Having little or no credit history
How Fair for You can help
While our blog features content created to offer tips on how people can budget and manage their money better, Fair for You also offer flexible and affordable credit on appliances and equipment for your home.
To see what your repayment schedule could look like, check out our loan calculator. This tool lets you find out what your weekly, fortnight, four-weekly and monthly repayments would be depending on how much credit you take out.
All of our products are sourced from trusted retailers too. We work with Whirlpool and Dorset Home Stores to source and deliver your products.
As well as offering appliances and equipment for home use, we also work with Iceland and The Food Warehouse to offer our Food Club Card, which you can learn more about in our Everything You Need to Know about the Iceland Food Club Loan blog.
Terms & conditions apply. Finance subject to status. Applicants must be UK residents aged 18 or over. Fair for You reserve the right not to extend credit. Credit provided by Fair for You Enterprise CIC, Unit 8, Elm Court, Meriden Business Park, Copse Drive, Coventry, CV5 9RG. Authorised and regulated by the Financial Conduct Authority - FRN719715.