We'll help you make lemonade.
Flexible, affordable loans for whatever life throws at you
We're on your side - whether your old washer is driving you round the bend, the cooker has gone kaput or your fridge is tired out and not running.
Flexible, affordable loans for whatever life throws at you
We're on your side - whether your old washer is driving you round the bend, the cooker has gone kaput or your fridge is tired out and not running.
Flexible, affordable loans for whatever life throws at you
We're on your side - whether your old washer is driving you round the bend, the cooker has gone kaput or your fridge is tired out and not running.
No judgement - just what's right for you
A loan from us may not be the right thing for you - and that's ok. We're here to help make sure you get the support that works best for you.
If we're not the best option then we'll be upfront about that from the start. No hard feelings.
No judgement - just what's right for you
A loan from us may not be the right thing for you - and that's ok. We're here to help make sure you get the support that works best for you.
If we're not the best option then we'll be upfront about that from the start. No hard feelings.
No judgement - just what's right for you
A loan from us may not be the right thing for you - and that's ok. We're here to help make sure you get the support that works best for you.
If we're not the best option then we'll be upfront about that from the start. No hard feelings.
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
Our customers say it best
We could use this whole page to tell you how wonderful we are - but we believe our customers are best placed to comment. Hear how fair credit has changed just a few of our customers' lives.
More than your credit score
We don't just use your credit score to make our decision, we find out more about you and your commitments to understand if our finance options are the right choice.
Using the latest tools like Open Banking, we can quickly and fairly make a decision that's best for you.
How it works
Choose your products or card
Browse hundreds of items from washing machines to air fryers, or explore our prepaid card options. Whether you need to stock up on food essentials in Iceland or get a new chest freezer to store them all, you can choose a finance option that works best for you.
Apply for an affordable loan
Our process is quick and easy - while still making sure a loan from us is best for you and your circumstances. Most people get a decision within 1 hour (during our normal hours).
Repay your way
You can pay weekly, fortnightly, four-weekly or monthly* and borrow for as long as 12 months or as short as 3 months. And you can even change your repayment schedule or frequency if you need.
*Payment terms are set to weekly for the Food Club Card loan
Finance you can trust is right for you
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Lending done differently.
We're revolutionising credit one fair loan at a time.
We believe that lending can be done differently. Charges do not have to be extortionate. Credit scores are not always perfect. And everyone is human.
That's why our loans come with:
- No unfair hidden fees.
- No triple figure interest rates.
- No deposit. Period.
- No renting. The products are yours right from the start. Always.
- And no judgement.
We’ve been the UK’s best kept secret. But we believe it’s time everyone joined the revolution.
Over 65,000 families have been freed from unfair finance.
#faircreditrevolution
Lending done differently.
We're revolutionising credit one fair loan at a time.
We believe that lending can be done differently. Charges do not have to be extortionate. Credit scores are not always perfect. And everyone is human.
That's why our loans come with:
- No unfair hidden fees.
- No triple figure interest rates.
- No deposit. Period.
- No renting. The products are yours right from the start. Always.
- And no judgement.
We’ve been the UK’s best kept secret. But we believe it’s time everyone joined the revolution.
Over 65,000 families have been freed from unfair finance.
#faircreditrevolution
Lending done differently.
We're revolutionising credit one fair loan at a time.
We believe that lending can be done differently. Charges do not have to be extortionate. Credit scores are not always perfect. And everyone is human.
That's why our loans come with:
- No unfair hidden fees.
- No triple figure interest rates.
- No deposit. Period.
- No renting. The products are yours right from the start. Always.
- And no judgement.
We’ve been the UK’s best kept secret. But we believe it’s time everyone joined the revolution.
Over 65,000 families have been freed from unfair finance.
#faircreditrevolution
Terms & conditions apply. Finance subject to status. Applicants must be UK residents aged 18 or over. Fair for You reserve the right not to extend credit. Credit provided by Fair for You Enterprise CIC, Unit 8, Elm Court, Meriden Business Park, Copse Drive, Coventry, CV5 9RG. Authorised and regulated by the Financial Conduct Authority - FRN719715.