COVID-19 Help

If you have suffered a loss of income due to Covid-19 we are able to offer reduced payment plans and deferred payments to assist during this period

Please note that interest on your loan will still be charged daily on the account

Worried about your Credit Rating?

fair for you


My credit rating isn’t the best as I got made redundant last year and fell behind so I was a bit panicky about finding finance,” said Nicola, one of our customers. You can read her review among many others here.

Missing payments can adversely affect your rating, whilst making payments improves your rating. Even if they have had some times in the past where they struggled, where we have applications from customers who have been making regular payments on their credit we will look favourably on the loan.

If your credit rating is not the best, then apply for a smaller loan to start with, and build your record with us.

CEO Angela Clements says it’s always worth checking your credit rating at, which provides free access to credit ratings.



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