“My credit rating isn’t the best as I got made redundant last year and fell behind so I was a bit panicky about finding finance,” said Nicola, one of our customers. You can read her review among many others here.
Missing payments can adversely affect your rating, whilst making payments improves your rating. Even if they have had some times in the past where they struggled, where we have applications from customers who have been making regular payments on their credit we will look favourably on the loan.
If your credit rating is not the best, then apply for a smaller loan to start with, and build your record with us.
CEO Angela Clements says it’s always worth checking your credit rating at www.noddle.co.uk, which provides free access to credit ratings.