News Stories

Here we’ll list the latest press releases and news stories on Fair for You. Find out what other people are saying about us!

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Plymouth City Council Awareness Campaign

Plymouth was announced as one of two social enterprise cities in the UK in September 2013. Since then, the City Council has been keen to encourage innovative social enterprises into the city.

As a social enterprise, wholly-owned by a charity of the same name, Fair for You CIC was given a grant in May 2016 to deliver an awareness-raising campaign of our offering throughout the city, and present it as an alternative to high cost lenders and rent-to-own stores.

Informed by the outcomes of our early trading experience (evaluating the results of an early pilot we ran with LB of Islington), our approach was to go direct to where we see our core demographic. Read more….

New Ethical Lender is Helping Remove Scotland’s Poverty Premium

First charity-owned national challenge to high-cost credit exceeds all expectations in its first year of trading

Social Enterprise UK – First Charity Owned National Challenge High Cost Credit Exceeds All Expectations

Peter Holbrook, CEO of SEUK said, ‘Fair for You are taking on the often predatory actions of high cost weekly payment stores. They’re a fantastic example of a social enterprise entering a dysfunctional market, causing disruption and transformation that works for low income communities.


Social Enterprise UK – Ethical Short Term Lender Works with Plymouth City Council

“In the run-up to Christmas, local people who want to be able to spread the cost of household items, and pay back in the New Year, without paying high interest can take advantage of a social enterprise which has already saved its Plymouth customers £28,000.”


Just Finance Foundation
CEO, Angela Clements, writes about her thoughts on setting up Fair for You: “I realised then that there was nobody offering people without what is considered to be a ‘perfect credit profile’, a small loan (£250-350), other than payday lenders, and the really high-cost credit shops on the high street…”


Business Comparison: Social Saturday
“Fair for You shows how a social enterprise can disrupt what is a dysfunctional market, transforming it to have a positive impact on people’s lives.” – On 15th October Social Enterprise UK will launch Social Saturday to raise awareness of socially motivated businesses. Chief Executive of Social Enterprise UK, Peter Holbrook CBE gave us a mention on Business Comparison.


2nd Social Impact Report from CfRC (September 2016)
A big thank you to everyone who filled out our survey and the 44 customers who took part in our research to create this Social Impact Report. We’re taking your feedback and we’re using it to make sure more people & MPs understand your experiences of using credit. Download this report here.


City Housing Trust
Fair for You is a not-for-profit organisation that provides loans to people to buy household items, with options to repay weekly, fortnightly or monthly.


The London Economic
Why We Need A Better Debt Solution For Millions


Advice UK
AdviceUK is pleased to announce the extension of its categories of affiliation and welcomes Fair for You as the first AdviceUK Associate organisation.


NEA July Newsletter
NEA (National Energy Action) is the national charity working to end fuel poverty in England, Wales and Northern Ireland.


Listen to Stacey on Plymouth’s 96.3 Cross Rhythms Radio:


CEO Angela Clement’s Interview on Plymouth Radio:



Exploitation of consumers in the rent-to-own sector prompts calls for greater regulation – Financial Health Exchange
A recent investigation for the BBC’s Victoria Derbyshire programme saw Labour leader Ed Miliband call for better and clearer regulation of the rent-to-own sector.


Download the Fair for You Autumn/ Winter Newsletter:

Fair for You Autumn/ Winter 2016 Newsletter

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Fair for You – Pay Now Button Press Release

“Social enterprise and ethical lender, Fair for You has launched a Pay Now facility on its website. This will allow social landlords who wish to support its work to buy direct from it at market comparable prices in the knowledge that this will support Fair for You’s work, and enable it to continue to offer services to more customers.”


Orbit Housing
“If you don’t have a good enough credit score to qualify for 0% and low interest credit, Fair For You is a good alternative to high-interest lenders and retailers.”

“Tired of high interest lenders and high cost retailers targeting low income consumers on the High Street, some authorities, social enterprises and credit unions are fighting back”


Plymouth Daily
“Social enterprise lender Fair for You, which has been welcomed by Plymouth City Council, is offering transparent and affordable credit to Plymouth families who find it difficult to access to mainstream finance.”


Social Stock Exchange
“Fair for You has saved its customers over half a million pounds during its first six months of trading, with savings equating to more than £750 per family.”


Social Enterprise UK
“Customer service feedback from Q1 trading shows that new social enterprise challenger to high cost credit sector is garnering market-leading feedback from its customers.”

or download this here: Fair for You Press Release April 2016


The Guardian
“Fair for You: Better lending to lower paid households. A new social enterprise is taking on the rent-to-own sector…”


The Independent
“…not-for-profit online lender Fair for You launched last month. It offers much more affordable finance for home essentials.”


 Pioneers Post Quarterly
“New social enterprise to provide low income households a lifeline”


Church Action on Poverty
Fairforyou: An affordable alternative to Brighthouse”


Charities back alternative to rent-to-own retailer”


Good With
Can short-term lenders ever be ethical? New launch Fair For You thinks so “


Financial Health Exchange 
“A real challenge to high impact high cost credit?”


Be Money Ready
“If you’re looking to borrow money to buy an essential household item such as a washing machine or cooker, it might be worth checking out Fair for You.”